Privacy Policy

EMortgage Capital, Inc. (“EMortgage Capital,” “we,” “us”) is a licensed mortgage lender, NMLS# 1416824. This policy explains what information we collect on this website, how we use it, and the choices you have.

• Contact information you submit (name, email, phone, property location).
• Loan interest details (loan type, estimated home value, timeline).
• Communication records when you call, email, or text us.
• Website usage data such as pages viewed and device type, via standard analytics.

• Respond to your inquiry and provide a mortgage quote.
• Contact you by phone, email, or SMS (only if you opted in) about your loan request.
• Comply with legal, licensing, and regulatory obligations.
• Improve our website and services.

Mobile information (phone numbers) and SMS opt-in consent are never sold, rented, shared, or transferred to third parties or affiliates for their marketing or promotional purposes. Information you provide when opting in to text messages from EMortgage Capital is used only by EMortgage Capital and its authorized service providers to deliver the text messages you requested (for example, our SMS delivery vendor).

You can opt out of SMS at any time by replying STOP. For help, reply HELP. Message frequency varies. Message and data rates may apply. Consent to receive text messages is not a condition of any purchase or loan. See our SMS Terms for the full program details.

We share information only in limited ways:

• With our licensed loan officers to serve your request.
• With service providers who help us operate our business (for example, hosting, CRM, email, and SMS delivery). They are contractually required to protect your information and use it only to provide services to us.
• With investors, insurers, or agencies when required to originate or fund a loan.
• When required by law, court order, or regulator.

We do not sell your personal information, and we do not share SMS opt-in data with any third party for their own marketing.

We use reasonable administrative, technical, and physical safeguards to protect your information. No system is 100% secure, but we take reasonable steps to prevent unauthorized access.

California residents and others may have rights to access, correct, or delete their personal information, and to opt out of certain uses. To make a request, email privacy@emortgagecapital.com.

EMortgage Capital, Inc. · Irvine, California · privacy@emortgagecapital.com · (949) 555-0198