Financing built for the way investors actually buy.
From your first rental to a 20-property portfolio, we offer conventional investment loans, DSCR loans, bank-statement programs, and portfolio blanket loans. Vest personally or in an LLC, use the property's rent to qualify, and scale without hitting Fannie Mae's 10-property cap.
- First-time real estate investors
- Experienced landlords scaling past 10 properties
- Short-term rental operators
- House-hackers buying 2–4 units
What makes investment loans a smart choice.
Choose full-doc for the best pricing or DSCR to qualify on rent instead of tax returns.
Close in your business entity to protect personal assets and simplify bookkeeping.
Airbnb, VRBO, and STR revenue accepted on qualifying programs.
Blanket loans that bundle 5+ properties under a single mortgage.
The numbers at a glance.
Guidelines vary by lender and borrower profile — these are typical parameters. We'll run your exact scenario in minutes and give you a straight answer.
Talk to a Loan Officer| Programs | Conventional, DSCR, bank-statement, portfolio |
| Down payment | As low as 15% (conventional) / 20% (DSCR) |
| Loan amount | $100K – $3M+ |
| Vesting | Personal or LLC / entity |
| Property types | SFR, 2–4 unit, condo, STR, mixed-use |
| Financed property cap | None with DSCR |
Simple, transparent, on time.
- 1Consult
We learn your goals and review your options.
- 2Pre-Approve
Full underwrite in 24–48 hours.
- 3Shop & Lock
Shop with confidence, lock your rate.
- 4Close & Fund
Close on time — often 21 days or less.
Questions, answered.
How much do I need to put down on an investment property?+
Conventional starts at 15% down for a single-family rental; DSCR loans start at 20%. Multi-unit properties typically require 20–25%.
Can I use projected rent to qualify?+
Yes — DSCR loans qualify based on the property's market rent (or actual STR revenue), not your personal income.
Is there a limit on how many properties I can finance?+
Conventional caps you at 10 financed properties. DSCR loans have no cap — build as big a portfolio as you want.
Can I close in an LLC?+
Yes, on DSCR and most portfolio programs. Conventional loans must close in your personal name but can often be transferred to an LLC after closing.