Fund your next rehab project from purchase to resale.
Fix & flip loans are designed for real estate investors who need speed and flexibility. We can finance up to 90% of the purchase price and 100% of rehab costs, release draws as work is completed, and close in as little as 7–10 days. There's no income documentation required — qualification is based on the deal, your experience, and the property's after-repair value (ARV).
- Experienced house flippers scaling their business
- First-time investors with a solid deal and renovation plan
- Investors targeting distressed or undervalued properties
- Borrowers who need faster funding than traditional banks allow
What makes fix & flip loans a smart choice.
Move fast on distressed properties and time-sensitive deals with streamlined underwriting.
Preserve capital with high leverage on both the acquisition and renovation budget.
Funds are released as milestones are completed, keeping the project on schedule.
Qualify based on the deal, experience, and ARV rather than W-2s or tax returns.
The numbers at a glance.
Guidelines vary by lender and borrower profile — these are typical parameters. We'll run your exact scenario in minutes and give you a straight answer.
Talk to a Loan Officer| Loan type | Short-term hard money / bridge |
| Loan amount | $75K – $5M+ |
| Max LTV / LTC | Up to 90% purchase / 100% rehab |
| Term | 6, 12, or 18 months |
| Interest-only payments | Yes — no principal amortization |
| Minimum experience | 0+ (better terms at 2+ flips) |
Simple, transparent, on time.
- 1Consult
We learn your goals and review your options.
- 2Pre-Approve
Full underwrite in 24–48 hours.
- 3Shop & Lock
Shop with confidence, lock your rate.
- 4Close & Fund
Close on time — often 21 days or less.
Questions, answered.
How much can I borrow on a fix & flip project?+
We typically lend up to 90% of the purchase price and 100% of the documented rehab budget. Total loan size ranges from $75K to $5M+ depending on the deal and your experience level.
Do I need to be an experienced flipper?+
No. First-time investors are welcome, though borrowers with 2+ completed flips often qualify for better rates and higher leverage.
How are rehab funds released?+
Rehab funds are released in draws as work is completed and inspected. You request a draw, we verify the milestone, and funds are wired directly to the title company or escrow.
What happens when the project is finished?+
Most borrowers sell the property and pay off the loan from the proceeds. If you decide to keep the property as a rental, we can help you refinance into a long-term DSCR or conventional investment loan.