David Thomas
Loan Officer — NMLS #399104 · EMortgage Capital, Inc. NMLS# 1416824
Fix & Flip Calculator
Model acquisition, rehab, financing, holding, and disposition costs to see projected profit and return on cash.
Project
Financing
Transaction costs
Projected profit
$58,247
- Loan amount
- $446,250
- Cash to close (down)
- $78,750
- Financing interest
- $23,428
- Lender points
- $8,925
- Buying costs
- $6,750
- Holding costs
- $5,400
- Selling costs
- $47,250
- Total project cost
- $616,753
- Total cash invested
- $123,253
- Return on cash
- 47.3%
- Annualized return
- 94.5%
A common underwriting guideline is the 70% rule: total purchase + rehab at or below 70% of ARV.
Want the real numbers?
These estimates are a starting point. Send your scenario over and David will return a custom breakdown with live pricing, program options, and a written pre-approval path.